Catch fraud and laundering
on a single engine.
Run rules, ML, and graph in parallel on every transaction across the FRAML risk surface, so a fraud signal and a laundering typology never live in separate systems.
Score every transaction for fraud and laundering in one pass.
Run rules and ML models in parallel on every transaction with sub-second scoring, so a fraud signal and an AML typology never live in separate systems.
Build, test, and ship a rule the same day.
Edit rules in a visual editor with hundreds of transaction attributes, preview the projected alert volume against historical data, and shadow-test the change against live traffic before anything reaches production.
Catch the laundering patterns rules cannot describe.
Score every transaction against 40+ FRAML typologies, including structuring, layering, smurfing, mule activity, and synthetic-identity payouts, so patterns that look clean at the rule layer surface at the model layer.
Surface the ring before the next transaction clears.
Map relationships across accounts, counterparties, and devices on the cross-customer graph, so coordinated laundering, mule rings, and bust-out patterns surface even when each transaction looks compliant in isolation.
Work the alert from arrival to filed SAR on one record.
Rank every alert before it hits the queue, hand the investigator a case with the customer timeline, counterparty history, network graph, and AI-drafted narrative already attached, and file the SAR through the regulator portal with the audit trail sealed.
CHANNEL COVERAGE
Cover every rail the team's customers transact on.
One model scores card, wire, account-to-account, and crypto activity, so the queue stays unified regardless of channel.
Card payments
Score authorisation, posting, and chargeback activity across the major card networks and the local schemes that matter in each market.
Wires and bank transfers
Cover SWIFT, SEPA, BACS, and domestic ACH on the same engine the team uses for any other rail.
Instant and A2A rails
Monitor UPI, FedNow, PIX, FPS, and the rest of the instant-payment surface, at the sub-second latency the rail demands.
Crypto and digital assets
Score on-chain transfers, exchange flows, and stablecoin activity with the same typology models the team runs on fiat.
Built for the operational realities of FRAML.
Plug the platform into the controls, the audit, and the portals the team already runs.
Defend every alert with reason codes attached.
Every model output and rule fire names the signals behind it, so the analyst sees the why on open and the examiner sees it on audit.
Build rules from 200+ transaction attributes.
Compose conditions across transaction, counterparty, customer, device, and channel data on a single canvas.
Govern every change with role-based approvals.
Require maker-checker on every rule, threshold, and policy change before it reaches production.
File through the portals the team already uses.
Direct integrations into the major regulatory submission portals, including goAML, so the SAR clears in one click.
TRUST & INFRA
Run it where the team runs everything else.
Stream the data in, stream the decisions out, and host the engine where the regulator and the platform team expect it.
- Open API ingestion and decisioning.Stream transactions, customer data, screening hits, and ledger events over open APIs, webhooks, and direct connectors, so monitoring reads the system of record instead of a stale copy.
- SaaS, VPC, or on-prem deployment.Start on hosted SaaS for fast time-to-value, run in your virtual private cloud where sovereignty matters, or deploy on-prem where the regulator demands it.
- Data residency and encryption on your keys.Pin data to the region the regulator names and encrypt every record at rest and in transit, with bring-your-own-key support where the team needs it.
- Enterprise compliance and immutable audit.SOC 2 Type II, ISO 27001, and GDPR-aligned, with an immutable audit trail across every model, every rule, and every case action.
Run the entire FRAML workflow on one platform.
Outcomes
Cut alert noise by 85% in 90 days.
Agents on this workflow.
OneLattice's purpose-built agents that handle this work end-to-end.
Triage Agent
Works the FRAML queue end to end and learns from every analyst disposition.
Investigator Agent
Builds the FRAML case before the investigator opens it and recommends the next action.
Typology Researcher
Tracks FinCEN, FATF, and Europol typologies and applies them as a current risk lens on every alert.
Rule Building Assistant
Turns a plain-English rule description into production-ready logic the team can ship.
Rule Simulator
Replays any new rule against historical data and predicts alert volume and false-positive rate.
SAR Drafter
Drafts SAR narratives aligned to your team's SOP and the reason codes already on the case.
PLATFORM
Take the same stack across the rest of the fraud and AML work.
One platform from onboarding through monitoring and investigation.
Customer Risk Assessment
Tier every customer at intake so monitoring thresholds adapt to their risk profile.
Learn more →Single Customer View
Stitch the transactions, the screening hits, and the risk profile into one customer record the team reads.
Learn more →