Power your risk-based approach
with continuous customer re-rating.
Weight 150+ factors to your board-approved methodology, then propagate every re-rating across connected entities with full audit lineage.
SCORING ENGINE
Configure every layer that drives a customer risk score.
Each layer is yours to configure against your data, your risk appetite, and your board-approved methodology.
Multi-Factor Scoring
Score across profile, geography, product, transactions, screening, and ownership. Weight each factor to your risk appetite, and add custom factors from internal or external feeds.
Trigger-Based Re-Scoring
Re-score the moment a profile changes, a threshold breaks, or a hit lands. The new score posts with the trigger, no batch window.
Segment-Level Methodologies
Run a separate methodology per segment. Each carries its own factor weights, EDD triggers, band boundaries, and review cadence.
Score Explainability
Every score decomposes into its driving factors at scoring time. Analysts carry defensible reasoning into every review and SAR narrative.
Network Score Propagation
When one entity's rating changes, propagate through beneficial ownership, directorships, and counterparty links. Related entities re-score automatically by configurable rules.
Impact Simulation
Run a draft methodology against the full production portfolio before activating it. See band movements, EDD volume, and analyst-hour impact. No live exposure.
ML-Assisted Scoring
ML models challenge the rules and stay subordinate to them. Every model ships with a model card, independent validation, drift monitoring, and a documented fallback.
Immutable Score History
Every score, factor contribution, methodology version, and override writes to an append-only log. Reconstruct any customer's state at any point in time.
Run scoring, re-scoring, and propagation off one engine.
Run a separate methodology per segment, with maker-checker on every change.
Each segment runs its own methodology with its own factor weights and EDD thresholds. Your compliance manager writes new factors and adjusts weights in the UI, with four-eyes approval on every edit.
Update a segment template once and the change propagates to every customer.
Trigger and re-rate happen in the same transaction, no batch window between.
Profile changes, threshold breaches, screening hits, adverse media, ownership updates, and document expiry each fire a re-rate in the same transaction.
Configure which events re-score immediately and which queue for periodic review.
Walk the entity graph and re-rate every connected party in one pass.
When a customer's rating changes, the engine walks the entity graph across beneficial owners, directors, and counterparties.
Each connected party re-scores against configurable propagation rules, with depth and attenuation set per relationship type.
Run a programme that defends itself in every exam.
Agents powered by CRR.
Continuous risk rating with dynamic scoring across the customer lifecycle. The agents below feed and refresh CRR on a perpetual cadence.
Periodic Reviewer
Refreshes risk profile, re-pulls evidence on a perpetual cadence.
Network Analyst
Maps rings, mule networks, ownership obfuscation, multi-accounting.
Rule Simulator
Predicts alert volume and FP rate before you deploy.
OSINT Analyst
Open web, social, news, registries on flagged entities.
Power these solutions with continuous risk rating.
Every solution below runs on a live customer risk rating that updates the moment a signal changes.
Perpetual KYC
Trigger a customer review the moment the risk rating shifts past tolerance.
Learn more →Transaction Monitoring
Apply risk-tiered thresholds and scrutiny proportional to each customer rating.
Learn more →Customer Onboarding
Route applicants into risk-based onboarding paths from the initial rating.
Learn more →Continuous Monitoring
Capture every event that moves a customer rating between full reviews.
Learn more →