Stop ATO before the money moves.
Score every login and every post-auth event in real time, and return allow, step-up, block, or queue with the full evidence trail attached.
Device, behavioral, network, and velocity signals in one score
Continuous session scoring after the login gate
Sub-second allow, step-up, block, or queue decisions
Author rules without engineering, under maker-checker approval with full change history
ATTACK COVERAGE
Catch every ATO pattern that hits your book.
Catch every named ATO typology with the detection that fires on each, and add a new typology the moment the book sees one.
Credential stuffing
Catch leaked-credential attempts on velocity, device reputation, and bot-like session signals before the first successful hit.
Social engineering and RAT abuse
Catch a third party piloting the user from behavioural cadence breaks, session anomalies, and screen-share indicators.
SIM swap
Catch the takeover that clears OTP because the attacker controls the number, on recent SIM-change and phone-line signals.
Session hijacking
Catch the mid-session takeover on device swaps, network shifts, cookie replay, and behavioural divergence after authentication.
Phishing-derived logins
Catch valid credentials used from the wrong context on new-device, new-geo, impossible-travel, and anomalous access-path signals.
Dormant account wake-up
Catch the dormant account that wakes up to change profile details or initiate a payout, then re-score on every post-auth event.
Score every session from the login gate through every post-auth event.
Collect device, network, behavioural, and velocity signals across web, iOS, and Android, and score every session in real time with the typology behind every alert.
Configure policy without filing an engineering ticket.
Build conditions against the full feature vector and model scores in a visual editor, shadow-test against production sessions, and ship under maker-checker approval the same morning.
Return the decision, route the case, and feed the next score.
Return allow, step-up, block, or queue in real time, trigger the right MFA when needed, route queued cases with full evidence, and feed analyst dispositions back into the next retrain.
SIGNAL CLASSES
See what gets examined on every login and session event.
Every score reads device, behaviour, network, velocity, remote-access, session continuity, and consortium signals together, so a takeover never clears on a single weak signal.
Score every session in real time
Decide allow, step-up, block, or queue inline before the user moves past the gate.
Re-score on every post-auth event
Score password resets, contact changes, and payout initiations against the same baseline as the login.
PLATFORM
Take the same stack across the rest of the fraud and compliance work.
One platform from session through investigation.
Investigation & Reporting
Draft SARs and chargeback packages with the audit trail attached.
Learn more →Agents on this workflow.
OneLattice's purpose-built agents that handle this work end-to-end.
Triage Agent
Works the ATO alert queue end to end and learns from every analyst disposition.
Investigator Agent
Builds the ATO case before the investigator opens it and recommends the next action.
Pattern Analyst
Catches novel ATO patterns hiding in your data before any rule library does.
Decision Narrator
Writes the reason behind every ATO decision in plain language a regulator can read.